Germany Net Salary Calculator (Brutto-Netto Rechner 2026)

Calculate your monthly net take-home pay, income tax, pension, health & social insurance deductions in Germany.

€
€ 0 Estimated Net Monthly Take-Home Pay
Income Tax (Lohnsteuer)
€ 0
Pension (Rentenversicherung 9.3%)
€ 0
Health (Krankenversicherung 8.1%)
€ 0
Care & Unemployment (Pflege + ALV)
€ 0

How German Income Tax & Social Security Work

Working in Germany involves two main statutory categories of deductions: progressive income tax (Lohnsteuer) and social security contributions (Sozialabgaben).

  • Pension Insurance (Rentenversicherung): 9.3% employee share.
  • Health Insurance (Krankenversicherung): ~8.1% employee share (7.3% base + average 0.8% Zusatzbeitrag).
  • Care Insurance (Pflegeversicherung): 2.3% employee share.
  • Unemployment (Arbeitslosenversicherung): 1.3% employee share.

Frequently Asked Questions

What are the German Tax Classes?+

Class I is for single individuals, Class II for single parents, Class III & V for married couples with unequal income, Class IV for equal earners.