India Financial Precision
Calculate with precision using Union Budget FY 2025-26 tax slabs, SIP step-up forecasting, and job transition tracking.
Free India-Specific Calculators
Choose any calculator from the bar above. Each tool is built specifically for India's tax system, investment options, and financial regulations. Click a tool and it will open right here on this page.
India Salary Calculator — Take-Home Pay & CTC Breakdown
Calculate your take-home pay in India by entering your CTC or gross salary. The calculator accounts for Provident Fund (PF), Professional Tax, and Income Tax under both the New and Old tax regimes. It shows a full CTC breakdown including basic salary, HRA, allowances, employer PF contribution, and your monthly and annual in-hand salary. Whether you're evaluating a job offer in Bangalore, Mumbai, or Delhi, this tool helps you understand exactly what lands in your bank account.
SIP & SWP Calculator — Mutual Fund Planning
Plan your Systematic Investment Plan (SIP) with step-up functionality. Enter your monthly SIP amount, expected return rate, and investment duration to see your total invested amount and projected portfolio value. The SWP (Systematic Withdrawal Plan) feature helps you plan regular withdrawals from your mutual fund corpus during retirement or for recurring expenses.
Home Loan vs Rent Calculator — Buy or Rent in India
One of the biggest financial decisions in India: should you buy a home with a loan or rent and invest the difference? This calculator compares the total cost of buying (down payment, home loan EMI, maintenance, property tax, registration) against renting and investing the saved money. It factors in property appreciation and investment returns to show which option builds more wealth over your time horizon.
Job Transition Tracker — Notice Period Cashflow
Changing jobs in India? Track your cashflow during the notice period with this tracker. Calculate your Full and Final (FnF) settlement including leave encashment, gratuity, and pending dues from your current employer, alongside your new salary and joining bonus. Never be caught short between paychecks.
Frequently Asked Questions
How do I calculate my take-home pay in India?
Use the India Salary Calculator to enter your CTC or gross salary. It calculates deductions for Provident Fund (PF), Professional Tax, and Income Tax under both the New and Old tax regimes, then shows your monthly and annual take-home pay.
What is the difference between the New and Old tax regime in India?
The New tax regime has lower slab rates but removes most deductions and exemptions like HRA, 80C, and 80D. The Old regime keeps these exemptions but has higher rates. Our calculator compares both side by side so you can see which gives you more take-home pay.
How does the SIP calculator work?
Enter your monthly SIP amount, expected annual return rate, and investment duration. The calculator projects your total invested amount and the future value of your mutual fund portfolio, including a step-up SIP option that increases your contribution annually.
Should I buy a home or rent in India?
The Home Loan vs Rent Calculator compares the total cost of buying (down payment, EMI, maintenance, property tax) against renting and investing the saved difference. It factors in property appreciation and investment returns to show which option builds more wealth over your time horizon.